Just imagine that your 30yrs old and start house hunting and every single house that you looked at had the total price of ownership for 40yrs included in the list price (2 sets of furnaces, 2 sets of a/c, 3 new roofs, 3 sets of fences, 2 new driveways, landscaping, 1 addition, 2 remodeling's multiple sets of furniture, appliances, etc, etc, etc) . Add to the above scenario that the bank will use that 'all-in' price when calculating how much of a mortgage you qualify for.
How many houses do you think would get sold or built in the above scenario?