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Roger that. When we moved to Winnipeg in early 2002, I was not too sure about buying a house. But, after looking around a bit (I was on IR living in the shack) I decided that you would have to be stupid not to buy a house there. There are many, many great neighborhoods and prices for very decent homes in these neighborhoods are about 50% what you would pay in Toronto. At first I couldn't believe it. A very surprising thing I found here in Winnipeg is how fast the market is: houses are sometimes on the market and gone in 24-48 hours, often for more than what was being asked. I didn't really want to move to the 'peg: now I don't really want to leave. Owning our own home in a good neighborhood has had alot to do with that. Buy if you can! Cheers.