That is what I ran into the past few times as well. Telling me that employers have no need for that information, and that it's illegal for them to give that information to an employer. When I finally got to talk to somebody else today, they didn't even know what to put on it. Sounded like they had never sent anything out in the past. Anyways, it's all taken care, and hopefully I can get that paid off before I start BMQ, along with a couple other minor debts (that didn't impact my record). Thanks for the heads-up about Wells Fargo. I owe them some money too, lol.