AWife said:
Captloadie, you said downsizing living accommodations... we are in the 3br PMQ, as a family of four, can it really get any worse?
Feelings of isolation are something I've grown accustomed to as an Army Wife... he's gone a lot, my biggest fear is the financial aspect of it all. How does one purchase vehicles, if its a long term posting, purchasing a house... that sort of thing.
If you are posted outside of Canada, I would advise you to put all of your stuff in storage, sell the auto, and take only the necessary essentials. In some countries you as a foreigner will not be permitted to "own property", so you will be more or less forced to rent. Many countries in Europe have fully furnished apartments for rent. In those countries, if you do get a place that is "unfurnished" it means that there are no lights, no kitchen cabinetry, etc. -- only the four walls, windows and doors.
Purchasing an auto, or any other large item can usually be done quite simply. If you own it for a minimum of six months prior to returning to Canada, you will escape duty and taxes on it. Same goes for any other items you may purchase. Check on the Rules governing Duty and Taxes, in case this changes. As Canada no longer has a large contingient overseas, other than those in Afghanistan, most foreign postings are usually attached, or near, to an American Base, and you will have access to their PX. You will be able to buy most items, small and large (including autos) through the American PX and at very, very reasonable prices, without HST, PST or GST.
Gas prices in most of Europe this Spring was around 1.32 Euro a lt. I'll let you do the math. European cars are much more fuel efficient than the cars you find here. If you have a Diesel auto, you will find that they have as many grades of diesel fuel as there are grades of gasoline. I also noticed that there was one thing different in gas prices; Super was the same price as Midgrade (I really didn't look to see if Regular was the same price).
One major thing you will face, especially if your spouse is away, is a "Culture Shock". You spouse will also suffer this and you WILL have one. How you handle it will dictate how long you can survive in that nation. I am serious, and have witnessed some who could not last one year outside of Canada.
In all likelihood, someone who goes over for a period of three or more years, especially to Europe, will come back with four or five times what they went over with. It may even mean that they have a fire sale of all the items they left home in storage. ;D