- Reaction score
- 2
- Points
- 280
Alright so I turned 19 last month and generally a little worried about credit score. When I was younger I had a joint bank account with my mother, after many attempts my mom tried to get me to close my account after she left the bank I kept my account open because I had no issues, after a month my account was frozen and when I called to ask why I was told I owed $900! now I never ever went negative in that account, but because my mom had a check bounce in her account and she no longer had an account the fee went over to my account. I have never received a call from a collection agency or any mail hinting towards me owing anything. I know I may be over thinking this but will this effect my reliability check? I know this question is a little premature but I want to get everything sorted out now apposed to a month or so from now when my application is almost finished being processed.