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  1. R

    Transfer Value... buying an annuity?

    If I took the TV I would have a fixed income portion to try to reduce volatility. Not saying 40% of my portfolio would be government bonds but 20 equity stocks is aggressive for me. Ack that power Corp and Brookfield has many holdings. Keeping it ton just Canada makes me nervous too. At that...
  2. R

    Transfer Value... buying an annuity?

    Even if your choices are blue chip stocks a portfolio of 20 equity stocks isn’t exactly diversified nor balanced. The volatility of such a portfolio, especially for the purposes of a retirement fund, would be inappropriately high in my opinion. Probably cause undue stress and/or a panic sell at...
  3. R

    Freedom Convoy protests [Split from All things 2019-nCoV]

    Oh man, it was awesome when Nardwuar the human serviette questioned Chrétien on pepper spray. Those were the days…
  4. R

    Op UNIFIER - CAF and the Ukraine Crisis

    These numbers are incredible. I don’t know if SSE’s numbers are realistic or not but it’s crazy to me how much difficulty the CAF has with fulfilling their mandate of deploying overseas. I often think we’re too risk averse, we don’t need everyone deploying to be all singing and all dancing. We...
  5. R

    Transfer Value... buying an annuity?

    Shoot, just noticed that I made a mistake on SupersonicMax’s TV number (nice numbers btw!). Since numbers are kinda important to this conversation, ack that it’s 1.6 million. Still good but some preservation of capital will be compromised. You’ll have to die earlier, spend less or get better...
  6. R

    Transfer Value... buying an annuity?

    TV is definitely an interesting option. More financial freedom but with that comes risk and stress for sure. I think we’re too conditioned to just take a deferred pension when it’s so dependent upon personal circumstances. Ie; life expectancy, estate planning, life-style where you want to...
  7. R

    CP-140 Aurora

    Noticed that too, at least they deleted comments I guess.
  8. R

    Op UNIFIER - CAF and the Ukraine Crisis

    Honest question. How does Chrystia play into this as far as Canada is concerned?
  9. R

    Helicopters start rescue efforts after landslide traps hundreds on B.C. highway

    You make a good point but strangely they still haven’t visited very many times. I just meant in terms of supporting 5GBMC the same as 1CMBG, that being said I guess 450 would have to get a flight or two of griffons to support 2CMBG since 427 is otherwise committed. I see other benefits from the...
  10. R

    Helicopters start rescue efforts after landslide traps hundreds on B.C. highway

    If you put some in YED you gotta put some in YOY. I like the flight idea to start.
  11. R

    All Things CAF and Covid/ Covid Vaccine [merged]

    That was pretty good.
  12. R

    Don't know what to do

    It concerns me that your Sgt Major doesn’t know that turbans are allowed and that he’s never heard of MND Sajjan.
  13. R

    Chinese Military,Political and Social Superthread

    So Canada gets to say it followed the rule of law while two of our own languished for ages in a prison in China while their precious executive stayed in a luxurious house in Kits. Embarrassing that we (including the Americans) couldn’t have come to this conclusion sooner.
  14. R

    RPAS (was JUSTAS): the project to buy armed Medium Altitude Long Endurance (MALE) UAVs

    Erin O'Toole agrees. https://ici.radio-canada.ca/nouvelle/1824398/chef-conservateur-escale-medias-campagne-saguenay
  15. R

    RCAF Authorities / Future Unmanned Aircraft for RCAF

    I always thought that the rcaf got called in for the Sperwer to fix issues. Ie; crashes, airspace violations etc. Is this revisionist history or is there some truth to that?
  16. R

    Advancing With Purpose 4th Edn Dec 2020

    Driveway to irrelevance, that's awesome! I'll use that the next time I'm stabbing the gravel with a bayonet for mine training instead of getting ready for an Air Force deployment by actually flying.
  17. R

    Looking for a Reference on Anti Armour in a Mounted Context

    A Stand-off PGM capability should be acquired by Tactical Aviation. A Carl Gustav or M72 (unguided) are great but it's starting to get pretty dangerous by that point isn't it?
  18. R

    Site Administration Welcome to the new Army.ca!

    Before the change I often went to the main site (Army.ca vs the forums page) where you could see the most recent threads (10 or so) site-wide, I found it useful to see what was trending without having to access every sub forum.
  19. R

    Military bases struggling with personnel shortages, internal review finds

    Am I allowed to laugh if I was never posted there?
  20. R

    Part-Time Employment, but Full-Time Training

    The key difference is one sucks more.
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